The eligibility limit for the home loan applicant on the basis of the applicant’s financial strength. Eligibility of every customer can be different.

Home Loans to available for Resident as well as Non Resident Indians :

• You must be at least 21 years of age when the loan is sanctioned

• The loan must terminate before or when you turn 65 years of age or age of retirement, whichever is earlier

• You must be salaried or self-employed with a regular source of income

• Minimum age of co-applicant should be 18 years

To enhance your eligibility ,If your spouse is an earning member, you can make him/ her a co-applicant. Their income will be considered to enhance the eligibility. In case of co-owners, they must necessarily be co-applicants