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| FAQ |
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| Home Loan - A product with so many variations in Eligibility, Rate of interest (Fixed, Floating, Mixed), Loan amount. It is really difficult for a customer to gather the information about the major players for the same.We are here to help you realize your long cherished dream of owning your home through hassle free and customer friendly |
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• When can I apply for a Home Loan?
• How do I make an application?
• How is my Home Loan eligibility determined?
• What are the types of home loans available?
• How long does it take to get my application processed and the loan sanctioned?
• What is the maximum amount I can borrow?
• What security/collateral do I have to provide?
• Does the property have to be insured?
• Can I take a Home Loan for construction in one city while working in another city?
• What is the range of interest rates offered?
• How is the interest rates calculated on my loan?
• What are the bases of interest rates calculation?
• What is the Fixed Rate of Interest?
• And Floating Rate of Interest?
• What are the repayment period options?
• Can I repay my loan ahead of schedule?
• Who can be a Co-Applicant?
• What are the fees and charges payable and when are they payable?
• What is the EMI?
• In how many installments can the loan be disbursed?
*What if a PDC bounces?
*What is pre-EMI interest?
*When do I pay PEMIs?
• Do I get a tax benefit on Home Loan?
• Does the agreement for sale have to be registered?
• What are the documents required at the time of application?
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